Just like a system which has it’s business rules on which it is defined and implemented, life has it’s own rules, it’s own dynamics. We are all born out of karma that is accumulated from a previous life, we come to the present life to work on the past life mistakes that we have made and hopefully to dissolve the accumulated karma. That is the reason why the life focus for each and everyone varies significantly, some are born to work on relationships, some are born to dedicate their life in the service of others. Whichever is the reason, the life focus will be on the area where there is accumulated karma and generally we suffer in that area to learn the lessons that needs to be learnt [the hard way!]. For everyone, there exist a debit account and a credit account, for everything that is done with a view of hurting another soul goes to the debit account and all that is done for a good cause in view of helping another goes to the credit account. Now, the creator has granted everyone a predestined life, keeping in mind that a soul takes birth as a result of past life karma. Whether the life will be a comfortable one or full of suffering is only a matter of the status of the credit and debit accounts from past life. Let’s take an example, a man could be very poor and has kids to look after, life will give him all the struggle of the world to raise those kids as potentially he might have accumulated karma in the area of children from past life. Another example would be a man who has financial freedom but has a disabled child and he has to dedicated his whole life looking after the child, taking care of the child.